Terms and Conditions

Effective Date: December 25, 2024

Last Updated: December 25, 2024

1. Acceptance of Terms

By accessing and using the StarInvestUsa website ("Website") and services, you accept and agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you must not use our Website or services.

2. Description of Services

StarInvestUsa provides educational and informational content related to investment opportunities, financial markets, and investment strategies. Our services include:

• Investment education and market analysis
• Platform recommendations and referrals
• Customer support and assistance
• Marketing and promotional materials

3. Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Have legal capacity to enter into binding agreements
• Provide accurate and complete information
• Comply with all applicable laws and regulations
• Meet minimum capital requirements ($250 USD)

4. Investment Risks and Disclaimers

4.1 General Investment Risk Warning

IMPORTANT: All investments carry significant risk of loss. You may lose some or all of your invested capital. Past performance does not guarantee future results. Investment values can go up as well as down.

4.2 Specific Risks

• Market volatility and economic uncertainty
• Currency fluctuation risks
• Liquidity risks
• Platform and technology risks
• Regulatory and legal changes
• Force majeure events

4.3 Suitability

Investment activities may not be suitable for all individuals. You should carefully consider your financial situation, investment objectives, and risk tolerance before making any investment decisions.

5. User Obligations and Conduct

You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Comply with all applicable laws and regulations
• Not engage in fraudulent or illegal activities
• Not interfere with the proper functioning of our Website
• Respect intellectual property rights

6. Account Registration and Security

When creating an account, you must provide accurate information and maintain the confidentiality of your login credentials. You are responsible for all activities that occur under your account.

7. Fees and Payments

Our basic informational services are provided free of charge. However, certain premium services or third-party platform access may require fees. All fees will be clearly disclosed before any charges are incurred.

8. Third-Party Platforms and Services

We may recommend or provide links to third-party investment platforms and services. We are not responsible for the terms, conditions, privacy policies, or practices of these third parties. You engage with third-party services at your own risk.

9. Intellectual Property Rights

All content on our Website, including text, graphics, logos, images, and software, is the property of StarInvestUsa or its licensors and is protected by copyright, trademark, and other intellectual property laws.

10. Limitation of Liability

To the maximum extent permitted by law, StarInvestUsa shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our services or any investment decisions made based on our information.

11. Indemnification

You agree to indemnify and hold harmless StarInvestUsa from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.

12. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

13. Communications and Marketing

By providing your contact information, you consent to receive communications from us regarding our services, market updates, and promotional materials. You may opt out of marketing communications at any time.

14. Termination

We may terminate or suspend your access to our services at any time, with or without cause or notice. You may also terminate your account by contacting us. Termination does not relieve you of obligations incurred prior to termination.

15. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our Website. Your continued use of our services after changes constitutes acceptance of the modified Terms.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of New York State, United States. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in New York County, New York.

17. Dispute Resolution

Any disputes arising from these Terms or our services shall first be addressed through good faith negotiations. If resolution cannot be achieved, disputes may be submitted to binding arbitration in accordance with the rules of the American Arbitration Association.

18. Regulatory Compliance

We strive to comply with applicable financial regulations. However, we are not a registered investment advisor, broker-dealer, or financial institution. Our services are for educational and informational purposes only.

19. Anti-Money Laundering (AML)

We are committed to preventing money laundering and terrorist financing. We may request additional documentation to verify your identity and comply with applicable AML regulations.

20. Force Majeure

We shall not be liable for any failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, or technical failures.

21. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

22. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and StarInvestUsa regarding your use of our services.

23. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

24. Investment Education Disclaimer

The information provided on our Website is for educational purposes only and should not be considered as personalized investment advice. Always consult with qualified financial professionals before making investment decisions.

25. Technology and Platform Risks

Our services depend on technology systems that may experience interruptions, delays, or failures. We are not responsible for losses resulting from technology-related issues beyond our control.

By using our Website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. These Terms constitute a legally binding agreement between you and StarInvestUsa.